Showing posts from August, 2020

Why I love boring stocks?

  Hello folks! Hope all are doing ok! Seems like pandemic thing is bit under control but still a big danger to resume regular activities. In this post I like to discuss why a good chunk of my portfolio is invested in consumer staple stocks/ETFs (some call them Boring!). They don’t create buzz in media like Netflix, Tesla or Amazon stocks make 😊 This sector mostly covers companies that are either in production or distribution sides of foods and beverages, cleaning products, personal care products, household items, Cosmetics etc. Some of the most common name that may pop up in my mind are say Coca-Cola, P & G, Clorox, Kellogg, Walmart, Target, Costco so on. In stock market terminology, this sector is called Non-cyclical, cause does not matter what happens to greater economy, they perform relatively stable. The reason is obvious, does not matter what financial situation we are in, we still need to go to groceries, still need to by toothpaste, toilet paper, laundry powder etc.

Stocks and ETFs Purchased: July 2020

  Hello folks! How is going? I am sharing what stocks and ETFs I added in July 2020 into my taxable brokerage account. I am using this account to build a dividend focused portfolio, so in early retirement it can supply needed passive income to cover some living expenses. I added three high dividend stable companies like Intel, Honeywell and 3M. These are solid dividend payers for many years. I love the solid balance sheet and strong industry presence of each of them. As you can see, I also added five different Vanguard ETFs. Some of them are sector specific (like Utilities, Materials, IT industry) while others are based on market cap size. ETF s are big part of my portfolio as I find they bring considerable diversity and stability into my portfolio.     Disclaimer:  This article shows my personal opinion and it’s for entertainment purpose only. This is no way professional financial advice. You may seek professional advice or conduct own research before investing. This sit

Is passive income key to reduce workplace stress?

Hello folks! How is going? Today I like to bring up an issue that is so common to anyone going through 8-5 grinding at work.   I think work related stress is real and a significant issue in most people’s life. The cause of work-related stress can be diverse but here are few I think are major: stressful job assignments, multiple project deadline, long commute, tough manager, corporate b.s. To name a few. Now, the problem is we need to go through all of these year after years without better alternate. The obvious reason behind is that we all eagerly wait for that paycheck end of every month. Does not matter how stressed you are, you are going to be grinding coz you just can’t afford a month without that paycheck. Also not mentioning dependence on employer sponsored health insurance.  I have been working for last several years on varying engineering roles. Sometimes I feel like to leave everything behind coz the stress is slowly building upon me year after year. Two of my maj